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Pricing, plan names, free plan availability, and trial details are checked against official provider pages before being used in ProPicked scores. Vendor relationships do not change rankings, scores, or recommendations.
Provider pricing facts
Provider pricing facts: Mercury offers a free plan. Free-trial availability is checked against public provider data when available. We currently track 4 plans for this pricing page.
Source and freshness note
Source and freshness note: pricing, free-plan, trial, and plan-limit signals are checked against public provider pages and updated comparison data. Last checked May 2026.
Mercury Pricing Plans (2026)
Complete pricing breakdown, plan comparison and value analysis
Key Takeaways
- ✓Mercury offers a free plan — no credit card required. 0
- ✓4 pricing plans available, including custom enterprise pricing.
- ✓Value for money score: 9.4/10 — excellent value.
Mercury Plans Comparison
Free
- No monthly fees
- Free domestic wires and ACH
- Unlimited ATM fee refunds
- QuickBooks and Xero sync
Plus
- Everything in Free
- Advanced invoicing features
- NetSuite automations
- Reimbursements for 5+ users
Personal
- No-fee domestic wires and ACH
- Global ATM fee reimbursements
- Joint account up to 4 people
- Simple transparent pricing
Plan Feature Comparison
| Feature | Free Free | Plus $35/mo | Pro Custom | Personal $20/mo |
|---|---|---|---|---|
| No monthly fees | ✓ | — | — | — |
| Free domestic wires and ACH | ✓ | — | — | — |
| Unlimited ATM fee refunds | ✓ | — | — | — |
| QuickBooks and Xero sync | ✓ | — | — | — |
| Everything in Free | — | ✓ | — | — |
| Advanced invoicing features | — | ✓ | — | — |
| NetSuite automations | — | ✓ | — | — |
| Reimbursements for 5+ users | — | ✓ | — | — |
| Everything in Plus | — | — | ✓ | — |
| Advanced payment workflows | — | — | ✓ | — |
| Priority support | — | — | ✓ | — |
| Custom reporting | — | — | ✓ | — |
| No-fee domestic wires and ACH | — | — | — | ✓ |
| Global ATM fee reimbursements | — | — | — | ✓ |
| Joint account up to 4 people | — | — | — | ✓ |
| Simple transparent pricing | — | — | — | ✓ |
Mercury Pricing Summary
How Does Mercury Pricing Compare?
Market Positioning
With plans starting at $20/mo, Mercury sits in the mid-range of the Business Tools market. This pricing targets growing teams who need professional-grade features without enterprise-level costs.
Price-to-Feature Ratio
With a 9.4/10 value score, Mercury delivers more features per dollar than most competitors. Users consistently rate it as offering excellent bang for the buck.
Upgrade Path
Mercury offers 4 distinct tiers, giving you room to scale as your needs evolve. Starting from the free plan, you can gradually upgrade without switching platforms — a significant advantage over competitors with limited plan options.
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Mercury Pricing FAQ
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