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Pricing, plan names, free plan availability, and trial details are checked against official provider pages before being used in ProPicked scores. Vendor relationships do not change rankings, scores, or recommendations.
Provider pricing facts
Provider pricing facts: Wise offers a free plan. Free-trial availability is checked against public provider data when available. We currently track 3 plans for this pricing page.
Source and freshness note
Source and freshness note: pricing, free-plan, trial, and plan-limit signals are checked against public provider pages and updated comparison data. Last checked May 2026.
Wise Pricing Plans (2026)
Complete pricing breakdown, plan comparison and value analysis
Key Takeaways
- ✓Wise offers a free plan — no credit card required. 0
- ✓3 pricing plans available.
- ✓Value for money score: 9.5/10 — excellent value.
Wise Plans Comparison
Personal
- Multi-currency account
- International transfers
- Debit card
- Mid-market rates
Business
- Multi-currency account
- Batch payments
- API access
- Accounting integrations
Business (with monthly fee)
- Everything in Business
- Lower per-transfer fees
- Priority support
- Advanced features
Plan Feature Comparison
| Feature | Personal Free | Business Free | Business (with monthly fee) $31/mo |
|---|---|---|---|
| Multi-currency account | ✓ | ✓ | — |
| International transfers | ✓ | — | — |
| Debit card | ✓ | — | — |
| Mid-market rates | ✓ | — | — |
| Batch payments | — | ✓ | — |
| API access | — | ✓ | — |
| Accounting integrations | — | ✓ | — |
| Everything in Business | — | — | ✓ |
| Lower per-transfer fees | — | — | ✓ |
| Priority support | — | — | ✓ |
| Advanced features | — | — | ✓ |
Wise Pricing Summary
How Does Wise Pricing Compare?
Market Positioning
With plans starting at $31/mo, Wise sits in the mid-range of the Business Tools market. This pricing targets growing teams who need professional-grade features without enterprise-level costs.
Price-to-Feature Ratio
With a 9.5/10 value score, Wise delivers more features per dollar than most competitors. Users consistently rate it as offering excellent bang for the buck.
Upgrade Path
Wise offers 3 distinct tiers, giving you room to scale as your needs evolve. Starting from the free plan, you can gradually upgrade without switching platforms — a significant advantage over competitors with limited plan options.
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Wise Pricing FAQ
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