PRICING
Xero Pricing Plans (2026)
Complete pricing breakdown, plan comparison and value analysis
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No Free Plan
Paid only
$15
Starting Price
per month
30d
Free Trial
30 days
3
Plans Available
Standard plans
7.5
Good Value
Value for Money Score
8.4/10
Overall Rating
8.5/10
Features Score
7.5/10
Support Score
Xero Plans Comparison
Starter
$15/mo
- 20 invoices/month
- 5 bills/month
- Bank reconciliation
- Short-term cash flow
- Capture bills and receipts
MOST POPULAR
Standard
$42/mo
- Unlimited invoices and bills
- Bank reconciliation
- Short-term cash flow
- Bulk reconcile
- Project tracking
Premium
$78/mo
- Everything in Standard
- Multi-currency
- Expense claims
- Expense management
- Analytics Plus
Plan Feature Comparison
| Feature | Starter $15/mo | Standard $42/mo | Premium $78/mo |
|---|---|---|---|
| 20 invoices/month | ✓ | — | — |
| 5 bills/month | ✓ | — | — |
| Bank reconciliation | ✓ | ✓ | — |
| Short-term cash flow | ✓ | ✓ | — |
| Capture bills and receipts | ✓ | — | — |
| Unlimited invoices and bills | — | ✓ | — |
| Bulk reconcile | — | ✓ | — |
| Project tracking | — | ✓ | — |
| Everything in Standard | — | — | ✓ |
| Multi-currency | — | — | ✓ |
| Expense claims | — | — | ✓ |
| Expense management | — | — | ✓ |
| Analytics Plus | — | — | ✓ |
Xero Pricing Summary
Free PlanNot Available
Starting Price$15/mo
Free Trial30 days
Number of Plans3
Cheapest Paid PlanStarter ($15/mo)
Premium PlanPremium ($78/mo)
Enterprise OptionNot available
Value Rating7.5/10 (Good Value)
How Does Xero Pricing Compare?
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Market Positioning
At $15/mo starting price, Xero is positioned in the budget-friendly segment of the Business Tools market. This makes it accessible for freelancers and small teams testing the waters.
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Price-to-Feature Ratio
Xero's 7.5/10 value score puts it on par with market averages. You're getting fair value, though some competitors may offer more aggressive pricing.
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Upgrade Path
Xero offers 3 distinct tiers, giving you room to scale as your needs evolve. You can start with the entry-level plan and upgrade without switching platforms — a significant advantage over competitors with limited plan options.
Xero Pricing FAQ
No, Xero does not currently offer a free plan. However, they do provide a 30-day free trial so you can evaluate the platform before committing.
The most affordable Xero plan is the Starter plan at $15/month. It includes 20 invoices/month, 5 bills/month, Bank reconciliation.
Yes, Xero offers a 30-day free trial. This gives you enough time to explore the features and determine if it meets your needs before subscribing to a paid plan.
With an overall rating of 8.4/10 and a value-for-money score of 7.5/10 based on 7800 reviews, Xero is generally considered a good value for what it offers.
Xero may offer periodic discounts or promotions. Visit their official website to check for current deals, seasonal offers, or educational/startup discounts.
Ready to try Xero?
Try Xero free for 30 days. No commitment required.