PRICING
PayPal Pricing Plans (2026)
Complete pricing breakdown, plan comparison and value analysis
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No Free Plan
Paid only
$0
Starting Price
per month
N/A
Free Trial
Not available
4
Plans Available
Incl. Enterprise
7.5
Good Value
Value for Money Score
8.0/10
Overall Rating
7.8/10
Features Score
6.5/10
Support Score
PayPal Plans Comparison
Standard (Personal)
$0/mo
- Send money free (funded by balance)
- Buyer protection
- Dispute resolution
- PayPal app
- One-touch checkout
MOST POPULAR
Business Account
$0/mo
- 2.99% + 49c per transaction
- Checkout buttons
- Invoicing
- Business debit card
- Seller protection
PayPal Commerce Platform
$0/mo
- Advanced checkout
- Vaulting (card on file)
- Multi-currency
- Fraud protection
- Pay Later options
Braintree (Enterprise)
Custom
- 2.59% + 49c per transaction
- Advanced fraud tools
- Recurring billing
- Multi-payment methods
- Dedicated support
Plan Feature Comparison
| Feature | Standard (Personal) Free | Business Account Free | PayPal Commerce Platform Free | Braintree (Enterprise) Custom |
|---|---|---|---|---|
| Send money free (funded by balance) | ✓ | — | — | — |
| Buyer protection | ✓ | — | — | — |
| Dispute resolution | ✓ | — | — | — |
| PayPal app | ✓ | — | — | — |
| One-touch checkout | ✓ | — | — | — |
| 2.99% + 49c per transaction | — | ✓ | — | — |
| Checkout buttons | — | ✓ | — | — |
| Invoicing | — | ✓ | — | — |
| Business debit card | — | ✓ | — | — |
| Seller protection | — | ✓ | — | — |
| Advanced checkout | — | — | ✓ | — |
| Vaulting (card on file) | — | — | ✓ | — |
| Multi-currency | — | — | ✓ | — |
| Fraud protection | — | — | ✓ | — |
| Pay Later options | — | — | ✓ | — |
| 2.59% + 49c per transaction | — | — | — | ✓ |
| Advanced fraud tools | — | — | — | ✓ |
| Recurring billing | — | — | — | ✓ |
| Multi-payment methods | — | — | — | ✓ |
| Dedicated support | — | — | — | ✓ |
PayPal Pricing Summary
Free PlanNot Available
Starting Price$0/mo
Free TrialNot available
Number of Plans4
Cheapest Paid PlanStandard (Personal) ($0/mo)
Enterprise OptionAvailable
Value Rating7.5/10 (Good Value)
How Does PayPal Pricing Compare?
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Market Positioning
At $0/mo starting price, PayPal is positioned in the budget-friendly segment of the E-commerce market. This makes it accessible for freelancers and small teams testing the waters.
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Price-to-Feature Ratio
PayPal's 7.5/10 value score puts it on par with market averages. You're getting fair value, though some competitors may offer more aggressive pricing.
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Upgrade Path
PayPal offers 4 distinct tiers, giving you room to scale as your needs evolve. You can start with the entry-level plan and upgrade without switching platforms — a significant advantage over competitors with limited plan options.
PayPal Pricing FAQ
No, PayPal does not currently offer a free plan. However, their paid plans start at $0/mo which is competitive for the features offered.
The most affordable PayPal plan is the Standard (Personal) plan at $0/month. It includes Send money free (funded by balance), Buyer protection, Dispute resolution.
PayPal does not currently advertise a free trial. Check their website for the latest offers and promotions.
With an overall rating of 8.0/10 and a value-for-money score of 7.5/10 based on 48000 reviews, PayPal is generally considered a good value for what it offers.
PayPal may offer periodic discounts or promotions. Visit their official website to check for current deals, seasonal offers, or educational/startup discounts.
Ready to try PayPal?
Visit PayPal to explore their plans and find the best fit.