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Pricing, plan names, free plan availability, and trial details are checked against official provider pages before being used in ProPicked scores. Vendor relationships do not change rankings, scores, or recommendations.
Provider pricing facts
Provider pricing facts: PayPal offers a free plan. Free-trial availability is checked against public provider data when available. We currently track 4 plans for this pricing page.
Source and freshness note
Source and freshness note: pricing, free-plan, trial, and plan-limit signals are checked against public provider pages and updated comparison data. Last checked May 2026.
PayPal Pricing Plans (2026)
Complete pricing breakdown, plan comparison and value analysis
Key Takeaways
- ✓PayPal offers a free plan — no credit card required.
- ✓4 pricing plans available, including custom enterprise pricing.
- ✓Value for money score: 7.5/10 — good value for the features offered.
PayPal Plans Comparison
Standard (Personal)
- Send money free (funded by balance)
- Buyer protection
- Dispute resolution
- PayPal app
- One-touch checkout
Business Account
- 2.99% + 49c per transaction
- Checkout buttons
- Invoicing
- Business debit card
- Seller protection
PayPal Commerce Platform
- Advanced checkout
- Vaulting (card on file)
- Multi-currency
- Fraud protection
- Pay Later options
Braintree (Enterprise)
- 2.59% + 49c per transaction
- Advanced fraud tools
- Recurring billing
- Multi-payment methods
- Dedicated support
Plan Feature Comparison
| Feature | Standard (Personal) Free | Business Account Free | PayPal Commerce Platform Free | Braintree (Enterprise) Custom |
|---|---|---|---|---|
| Send money free (funded by balance) | ✓ | — | — | — |
| Buyer protection | ✓ | — | — | — |
| Dispute resolution | ✓ | — | — | — |
| PayPal app | ✓ | — | — | — |
| One-touch checkout | ✓ | — | — | — |
| 2.99% + 49c per transaction | — | ✓ | — | — |
| Checkout buttons | — | ✓ | — | — |
| Invoicing | — | ✓ | — | — |
| Business debit card | — | ✓ | — | — |
| Seller protection | — | ✓ | — | — |
| Advanced checkout | — | — | ✓ | — |
| Vaulting (card on file) | — | — | ✓ | — |
| Multi-currency | — | — | ✓ | — |
| Fraud protection | — | — | ✓ | — |
| Pay Later options | — | — | ✓ | — |
| 2.59% + 49c per transaction | — | — | — | ✓ |
| Advanced fraud tools | — | — | — | ✓ |
| Recurring billing | — | — | — | ✓ |
| Multi-payment methods | — | — | — | ✓ |
| Dedicated support | — | — | — | ✓ |
PayPal Pricing Summary
How Does PayPal Pricing Compare?
Market Positioning
At $0/mo starting price, PayPal is positioned in the budget-friendly segment of the E-commerce market. This makes it accessible for freelancers and small teams testing the waters.
Price-to-Feature Ratio
PayPal's 7.5/10 value score puts it on par with market averages. You're getting fair value, though some competitors may offer more aggressive pricing.
Upgrade Path
PayPal offers 4 distinct tiers, giving you room to scale as your needs evolve. Starting from the free plan, you can gradually upgrade without switching platforms — a significant advantage over competitors with limited plan options.
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PayPal Pricing FAQ
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